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Identity Theft is a type of stealing somebody's identity in which someone pretends to be someone else by assuming that individual identity, typically as a technique to obtain access to assets or get credit and other advantages in that individual's name.
The victim of the identity theft can endure unfavorable consequences in the event that they are considered in charge of culprit services. Identity theft happens when somebody uses another's personally identifying information, like their name, identifying number, credit card number, without their authorization to commit fraud or other crimes. https://en.wikipedia.org/wiki/Identity_theft
Types of Identity Theft:
Criminal identity theft
Financial identity theft
Identity cloning
Medical identity theft
Child identity theft
The most common type is financial identity theft where someone wants to gain economical advantage in another person's name. This includes getting credits, loans, products and services, claiming to be another person.
Credit Card Fraud is a wide-ranging term for theft committed using a payment card, such as credit card or debit card, as a fraudulent source of funds in a transaction.
Card fraud begins either with the theft of the physical card or with the bargain of information connected with the account, including the card account number or other data that would routinely and necessarily be accessible to a merchant during a genuine transaction.
Identity card theft can be divided into two broad categories: application fraud and account takeover.
Application Fraud takes place when a person uses stolen or fake documents to open an account in another person's name. With stolen information, they could open a credit card account or loan account in the victim's name, and then fully draw it.
Account takeover takes place when a person takes over another person's account, first by gathering personal information about the intended victim, and then contacting their card issuer while impersonating genuine card holder, and asking for mail to be redirected to a new address.
